Best Cd Rates 2025 Predictions Cd . DR Bank DR Bank has been named one of the "Best CD Rates for May 2024" by Investopedia! In January 2022, the typical APY, or annual percentage yield, for a one-year CD sat at a mere 0.13%—a pandemic low, according to FDIC data.As of February. "As of January 2025, certificate of deposit (CD) rates have been experiencing a downward trend, influenced by recent Federal Reserve policy decisions
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